2030 XRP Wealth Legacy Discount: Finance Coach Says Investors Will Regret Listening to “Weak Minds”

Widely followed financial commentator Coach JV has described $XRP and Bitcoin as trading at “legacy discounts” ahead of 2030.

In a recent post, JV argued that years from now, many investors will regret sitting on the sidelines. The statement comes amid volatility across the crypto market, where $XRP recently experienced sharp swings that tested investor conviction.

Notably, $XRP’s price crashed to $1.11 this month and continues to trade over 60% below its 2025 peak.

Key Points

• Coach JV sees $XRP and BTC as “legacy discounts” ahead of 2030.
• $XRP fell to $1.11, over 70% below its 2025 peak.
• JV says “wealth is built in fear,” urges DCA in downturns.
• Analysts see major upside by 2030 despite volatility.

“Wealth Is Built in Fear”

Coach JV has consistently emphasized accumulation during downturns rather than chasing momentum during rallies. His latest comments reinforce that approach.

Earlier this month, he publicly disclosed buying $XRP during the steep sell-off that pushed the token down toward $1.11. While many traders turned cautious, JV revealed he was dollar-cost averaging (DCA) into positions across $XRP, Bitcoin, and WLFI.

At the time, $XRP had dropped more than 30% from monthly highs, triggering widespread fear across the market. Yet JV maintained that emotional reactions during red markets often create the very opportunities long-term investors seek.

He calls for disciplined accumulation during uncertainty to build long-term wealth. “Wealth is built in fear,” he said.

Transparency Around $XRP Dip Buys

During the downturn, JV shared screenshots showing multiple purchases, including thousands of dollars allocated to $XRP across two separate entries.

While some questioned the size of the buys relative to his public profile, JV responded that deploying capital gradually reduces regret and improves long-term positioning.

Rather than attempting to time an exact bottom, he argued that buying on the way down and even on the way up creates a more balanced approach.

Notably, $XRP rebounded nearly 40% after bottoming near $1.11, briefly rewarding those who accumulated during peak fear.

Public Figures Accumulating $XRP

Coach JV is not alone. Media personality Patrick Bet-David also confirmed increasing his exposure to $XRP during the recent crash. He stated that buying dips is emotionally difficult but strategically necessary for long-term investors.

The 2030 Vision

Several $XRP commentators have projected substantial upside before 2030. Analyst 24hrscrypto recently stated that while $XRP may not be near $100 today, he believes it could reach that level before the end of the decade.

Other educators point to institutional adoption, on-chain financial infrastructure, and regulatory clarity as long-term catalysts.

Meanwhile, some asset managers project $XRP in the double-digit range by 2030 under standard growth assumptions. More aggressive models extend higher under optimal conditions.

Ultimately, while critics argue that markets could see further downside, supporters view pullbacks as generational buying windows.