Expert Mentions XRP Among Altcoins That Destroyed Portfolios in 2025

A crypto market commentator has identified XRP as one of the cryptocurrencies that destroyed investors’ portfolios this year.

As 2025 nears its end, investors and analysts are increasingly assessing the market’s performance across various metrics. With less than two weeks remaining in the year, attention has shifted to identifying the assets that underperformed and eroded investor capital.

XRP Damaged Investors’ Portfolios by 42%?

Based on this trend, Leshka, a well-known crypto commentator, recently highlighted several major cryptocurrencies that “destroyed investors’ portfolios in 2025.”

Notably, the expert grouped XRP alongside other major underperformers, noting that the token declined by roughly 42% this year. As a result, Leshka emphasized that traders who bought the token at the top with $1,000 would be left with less than $100.

While his analysis pegs XRP’s decline at 42%, other tokens also recorded severe losses. Per his analysis, tokens such as JITO, BEAM, TIA, and even SHIB have dropped 91% 90%, 89%, and 72%, respectively. He suggested that investors would have been better off buying Bitcoin or avoiding overexposure to these assets.

Our Findings

Meanwhile, Leshka did not explain the methodology behind his claim that XRP destroyed investors’ portfolios by 42%. Instead, his estimate appears to rely on XRP’s peak price on January 20, the day of President Donald Trump’s inauguration.

On that day, the broader crypto market rallied sharply as investors reacted to what many described as the inauguration of a “Crypto President.” During the surge, XRP jumped to $3.34, representing a 60.75% increase from its January 1 opening price of $2.08. Since then, XRP has retraced significantly and now trades at $1.91, placing it roughly 42.8% below its January 20 peak.

However, Leshka’s suggestion that investors who put $1,000 into XRP at $3.34 would now be left with less than $100 does not align with the numbers. For context, an investor who purchased $1,000 worth of XRP at $3.34 would have acquired about 299.4 tokens. At the current price of $1.91, that holding is worth approximately $571, translating to a loss of about $430—not a near-total wipeout as Leshka suggested.

Looking beyond peak-to-trough comparisons, the outcome differs significantly for earlier buyers. Investors who purchased $1,000 worth of XRP several weeks before Trump’s re-election, when the token traded near $0.50, would still be sitting on substantial gains. At $0.50, $1,000 would have secured 2,000 XRP, which at the current price of $1.91 would be valued at roughly $3,820.