XRPL Dev Explains Why $100 XRP Price Isn’t “Insane”

Bird, an $XRP Ledger developer, has explained why he believes a $100 price for $XRP may not be as unrealistic as some critics believe.

He argued that many market participants underestimate the long-term potential of the network, particularly as tokenization expands across global financial markets.

Key Points

$XRP Ledger Tokenization Potential

According to the developer, the $XRP Ledger is capable of tokenizing a wide range of real-world assets, including treasury bonds, land, gold, silver, diamonds, and even national currencies. Collectively, these asset classes are worth tens of trillions of dollars globally.

Bird noted that this is only part of the equation. The network also supports liquidity pools, yield-locking mechanisms, and on-chain settlement features that could enable large volumes of value to move directly through blockchain infrastructure.

In that scenario, the developer suggested, platforms that can efficiently handle liquidity and settlement at scale would likely dominate the tokenization era. Essentially, XRPL’s architecture could position it as a major settlement layer as trillions of dollars in real-world assets migrate on-chain.

Accordingly, Bird sees $XRP price in a loftier position in the triple-digit range.

Community, “Wishful Thinking”

Meanwhile, the comments on Bird’s ambitious $XRP price outlook, based on tokenization scenarios, are largely pessimistic.

One user questioned whether $XRP could even reclaim previous highs. Specifically, Ryan Straub argues that a return above $3 is uncertain, but influencers continue to promote overly optimistic projections.

Meanwhile, X user @danilo_IMAdeit acknowledged the strength of the XRPL technology but suggested the real issue is timing. In their view, the infrastructure may be powerful, but the adoption timeline for such a financial transformation remains unclear.

“…, the problem is not about the tech that $XRP has, but when all this beautiful machine will take place,” he said.

Others focused on the mathematics of tokenization markets. One user argued that if global derivatives markets eventually move on-chain, a $100 valuation might still be too conservative given the enormous size of those markets.

However, skeptics pushed back, noting that $XRP’s circulating supply would make extremely high valuations difficult. One commenter estimated that a $20–$30 price range would already represent a major success given the token’s supply.

“A 61 billion supply token would be very fortunate to reach a $20-$30 price,” @Voyager4IR said.

Community reactions

The Math Behind the Debate

Notably, $XRP is trading around $1.38, giving it a market capitalization of roughly $83.5 billion.

A move to $100 per token would push $XRP’s valuation to more than $6 trillion, placing it among the world’s largest financial assets.

For supporters, that valuation could become plausible if XRPL becomes a core infrastructure layer for tokenized global finance. However, critics insist that the outlook is unrealistic given the resulting market cap at triple-digit prices.